I. Definition and Scope of Services

1.1 The AI stock diagnostic service provided by this platform (hereinafter referred to as "the Service") is an automated data analysis tool based on machine learning algorithms. It generates visual reports and statistical conclusions by processing public market data (such as historical stock prices, financial reports, industry data, etc.), without any human investment advice elements.

1.2 The output results of this Service reflect the algorithm's identification of historical data and market patterns and do not constitute or should not be understood as:

• Explicit operational instructions for buying or selling securities
• Guarantees or predictions regarding the future performance of any stock
• Professional investment advice provided by regulated financial advisors

II. User Obligations and Prohibited Actions

2.1 You confirm and agree to:

• Understand the risks of stock investment before using this Service and possess full civil capacity and risk awareness
• Make all investment decisions based on the output of this Service independently and assume all responsibilities
• Not use the diagnostic results as a basis to induce third-party transactions (e.g., stock recommendation sharing, asset management)

2.2 The following actions are strictly prohibited:

• Altering, reverse engineering, or maliciously exploiting algorithm vulnerabilities
• Using diagnostic results for illegal securities activities (e.g., market manipulation, insider trading)
• Quoting conclusions out of context on social media/public channels with profit guarantees

III. Disclaimer (Core Terms)

3.1 Algorithm Limitations Statement

• The training data for the model may be outdated (e.g., delays in financial report updates), and real-time market changes may lead to invalid conclusions
• Unforeseen events (e.g., wars, natural disasters) may not be considered, affecting market responses
• Different parameter settings may yield varied output results

3.2 Platform Liability Exemption

The platform is not liable for direct or indirect losses caused by:

• Excessive reliance on diagnostic results for investment actions
• Errors in data sources from securities exchanges or network transmission interruptions
• Changes in laws and regulations resulting in service suspension or termination

IV. Intellectual Property and Data Use

4.1 The copyright of diagnostic reports generated by this Service belongs to the platform. Users are authorized to use it for personal non-commercial purposes only. Without written permission, users must not:

• Bulk scrape or resell diagnostic results
• Modify report content and publish it under their own name

4.2 You authorize the platform to collect diagnostic records on an anonymized basis for:

• Algorithm model optimization and iteration
• Generating aggregated data for industry trend analysis (excluding personal identity information)

V. Service Changes and Termination

5.1 The platform reserves the right to adjust or terminate services for the following reasons:

• Regulatory requirements for corrections
• Major system upgrades or force majeure
• Changes in business model

5.2 After service termination, diagnostic reports generated by users will be retained for [90 days] for download. After this period, the platform has the right to delete the data.

VI. Dispute Resolution and Applicable Law

6.1 This agreement is governed by the laws of [registration location]. Disputes should first be resolved through negotiation. If negotiation fails, they will be submitted to [arbitration institution] for arbitration.

6.2 If any part of this agreement is deemed invalid, it does not affect the validity of the remaining provisions.

1. General Risk Disclosure

• This service provides general market information only and does not constitute any investment advice or recommendations.
• Financial markets involve risks, and you may lose some or all of your invested capital. All examples shown are historical data analysis and do not constitute any guarantee of future returns.
• Investors should make prudent decisions based on their own risk tolerance. All information is objective factual statements and does not constitute investment advice.
• AI analysis tools only provide probability calculations based on historical data and algorithmic models, and do not constitute any form of investment advice.
• Past performance does not represent future performance, and actual returns may be lower or higher than AI predictions.

2. AI Model Limitations

• The AI model is trained on historical data, which may be outdated or incomplete. Real-time market changes and unforeseen events (such as wars, natural disasters) may not be reflected in the analysis.
• Different parameter settings may yield varied output results. The platform does not guarantee the accuracy, completeness, or timeliness of the analysis results.
• All outputs are for reference only and should not be used as the sole basis for investment decisions.

3. User Responsibilities

• Users should fully understand the risks of stock investment before using this service and possess the necessary risk awareness and decision-making ability.
• All investment actions based on this service are made independently by the user, who assumes full responsibility for any resulting gains or losses.
• Do not use the analysis results to induce third-party transactions or for any illegal activities.

4. Platform Liability Exemption

• The platform is not liable for direct or indirect losses caused by excessive reliance on diagnostic results for investment actions.
• The platform is not responsible for errors in data sources, network transmission interruptions, or changes in laws and regulations resulting in service suspension or termination.
• The platform reserves the right to adjust or terminate services due to regulatory requirements, system upgrades, or force majeure events.

5. Intellectual Property and Data Use

• The copyright of diagnostic reports generated by this service belongs to the platform. Users are authorized to use it for personal non-commercial purposes only.
• Without written permission, users must not bulk scrape, resell, or modify and republish the analysis results.
• The platform may use anonymized diagnostic records for algorithm optimization and industry trend analysis.

6. Applicable Law and Dispute Resolution

• This disclaimer is governed by the laws of the platform's registration location. Disputes should first be resolved through negotiation; if negotiation fails, they will be submitted to the designated arbitration institution.
• If any part of this disclaimer is deemed invalid, it does not affect the validity of the remaining provisions.